--- title: "Free Pension Tracing Over £75,000 | Pensions Advice UK" url: https://pensionsadviceuk.com/free-pension-tracing-over-75k/ description: "If your pensions total £75,000 or more, an FCA-authorised adviser may trace them free as part of an advice service. See how it works and enquire." last_updated: 2026-10-20 publisher: "Pensions Advice UK (a trading name of GAP-GNX Ltd)" language: en-GB --- Pensions Advice UK # Free pension tracing for pensions over £75,000 If you believe your pensions are worth £75,000 or more in total, tracing may be available at no cost to you. - FCA-authorised advisers - About 2 minutes - Your details stay secure - Introductions to FCA-authorised advisers - Free to enquire - We call back within the hour, 9am to 5pm weekdays - Details passed on only with your consent ## How it works 1. Confirm you believe your pensions total £75,000 or more. 2. Tell us what you remember about your pensions and past employers. 3. We check your details with you and pass them, with your consent, to the firm that will trace them. If your pensions are likely to be worth less than £75,000, see [how tracing works and what it costs](https://pensionsadviceuk.com/why-pay-for-pension-tracing/). ### Important information Pensions Advice UK is a trading name of GAP-GNX Ltd. We are not authorised by the Financial Conduct Authority and we do not provide financial, investment, pension or tax advice. We act solely as an introducer. The information on this page is general information only. It is not a personal recommendation and should not be relied upon when making decisions about your pension. Whether any course of action is right for you depends on your individual circumstances. When you make an enquiry, we may introduce you to an FCA-authorised financial adviser. Any advice, recommendation or regulated service will be provided by that authorised firm, not by Pensions Advice UK. The authorised firm will explain its services and any fees to you directly before you decide to proceed. FCA-authorised firms may have their own criteria for accepting clients, over which we have no control. The value of pensions and investments can fall as well as rise, and you may get back less than you put in. Past performance is not a guide to future returns. Transferring or combining pensions is not right for everyone and may mean giving up valuable benefits or guarantees. Free and impartial guidance about your pension options is available from the government’s MoneyHelper service, and if you are aged 50 or over from Pension Wise, at moneyhelper.org.uk. ## Speak to an FCA-authorised adviser Tell us what you need help with and we’ll introduce you to a qualified specialist. Start your enquiry 020 3778 0939 We’re an introducer, not an adviser. ## Want to talk it through? Start online, or call us. We call back within the hour between 9am and 5pm on weekdays, or the next working day. Start your enquiry[020 3778 0939](tel:+442037780939) [Call us](tel:+442037780939) Enquire --- Pensions Advice UK (a trading name of GAP-GNX Ltd) connects UK residents with FCA-authorised pension advisers and pension tracing services. It is not FCA-authorised and does not give financial or tax advice. It acts solely as an introducer to FCA-authorised firms, who provide any advice and explain any fees before you proceed. This is the text version of https://pensionsadviceuk.com/free-pension-tracing-over-75k/. More pages: https://pensionsadviceuk.com/llms.txt