--- title: "Pension and Retirement Guides | Pensions Advice UK" url: https://pensionsadviceuk.com/guides/ description: "Guides on finding lost pensions, retirement income, drawdown, annuities, inheritance tax and pension charges, in plain English." last_updated: 2026-10-07 publisher: "Pensions Advice UK (a trading name of GAP-GNX Ltd)" language: en-GB --- Help # Guides 68 articles on pensions, retirement, tax and planning. 17 October 2024 ## 2024’s Major Update in UK State Pension Understanding the 8.5% Increase Through ‘Triple Lock’ 17 October 2024 ## Maximising Your Retirement Income: What You Need to Know Start with a Pension Review … 29 January 2024 ## Embarking on Your Retirement Journey? Initiating Your Retirement Strategy 29 January 2024 ## Step into Financial Independence through SIPPs Empowering Your Retirement Choices 29 January 2024 ## Understanding UK’s National Insurance Contributions National Insurance Contributions (NICs) are a cornerstone of the UK’s social security system, underpinning key public services… 19 October 2023 ## Are you saving enough for retirement? One in six over-55s have no pension savings yet 19 October 2023 ## Bringing pensions together What to consider if you have multiple pension pots 19 October 2023 ## Building a diversified portfolio What is it, and why is it important? 19 October 2023 ## Chancellor retains state pension triple lock State pension is set for a record-breaking increase from April 2023 19 October 2023 ## Cost of living crisis Soaring petrol costs pushed inflation to its highest level for 40 years. New research has uncovered the impact of these high fuel… 19 October 2023 ## Cost of “saver inaction” Millions of savers think inflation will leave them better off 19 October 2023 ## Create a better world to live and retire in Pension investments to harness a more sustainable planet 19 October 2023 ## Don’t miss the ISA deadline Use your tax-efficient allowance or lose it forever! 19 October 2023 ## Feeling the pinch Women more vulnerable to cost-of-living crisis 19 October 2023 ## Funding the lifestyle you want Get your retirement plans in motion 19 October 2023 ## How much will you need to retire? Quarter of savers approaching retirement at risk of not having an ‘adequate pension’ 19 October 2023 ## How to improve your financial health General principles to help you attain specific goals 19 October 2023 ## How to protect you and your family’s future What kind of protection insurance do you need? 19 October 2023 ## How to reduce Inheritance Tax by leaving a gift Planning for your wealth preservation and the eventual transfer of that wealth 19 October 2023 ## Inflation eating your savings? How to benefit from tax reliefs in the current financial year 19 October 2023 ## Inheritance Tax receipts reach £6.1bn What if I could make my wealth more tax-efficient? 19 October 2023 ## It’s good to talk More young adults are more engaged about money with their parents than past generations 19 October 2023 ## Managing the impact to your pension Just two out of five have planned for inflation in retirement 19 October 2023 ## Maximising Your Retirement Income :The Importance of Exploring Annuity Option 19 October 2023 ## Midlifers set to be impacted twice by the cost of living Financial planning essential to help balance priorities 19 October 2023 ## Millennials willing to forgo inheritance Harder to support bigger financial commitments of older generation parents 19 October 2023 ## No ‘one-size-fits-all’ protection solution Helping you feel confident your family’s finances are secure 19 October 2023 ## Pension poverty after divorce Ensuring an equal division of all the assets within the matrimonial pot 19 October 2023 ## Preserving wealth for future generations Starting estate planning early and implementing it in stages is desirable 19 October 2023 ## Protecting your children and securing their future Our health, an invaluable asset, is often overlooked or taken for granted 19 October 2023 ## Putting life on hold Cost-of-living crisis delays homeownership, having children and retirement 19 October 2023 ## Retirement cash flow modelling Retirement planning is pivotal, irrespective of your income bracket. It’s the foundation for financial stability and a prosperous… 19 October 2023 ## Self-employed extremely vulnerable to loss of income 81% aren’t seeking financial advice 19 October 2023 ## Should I delay my retirement? Delaying retirement could boost your chances of a secure financial future 19 October 2023 ## Show me the money How to invest your money and avoid costly mistakes 19 October 2023 ## The Gender Pension Gap issue 73% of women make only minimum pension contributions, compared to 58% of men 19 October 2023 ## Time to get your retirement plans in motion? Three in five Britons feel stressed about later life planning 19 October 2023 ## Unretirement More over-50s returning to work amid cost-of-living crisis 19 October 2023 ## Using your inheritance effectively Making informed decisions to managing the funds wisely 19 October 2023 ## What does inflation mean for me and my money? How to protect and grow your wealth over time 16 October 2023 ## Cost of living crunch Chancellor Rishi Sunak has been forced to announce an emergency £350 of support per household to help with the cost of heating.… 16 October 2023 ## Price of adulthood Financial responsibilities increase significantly after 25 16 October 2023 ## Starting a family What steps to take to prepare financially 11 October 2023 ## Bridging the gender pensions gap Women left with half the pension pot, no matter the job 11 October 2023 ## Cash may not be king Deciding whether to withdraw cash from your pension pot 11 October 2023 ## Maximising your investments in your 50s Time to evaluate whether you need to modify your objectives or saving strategies? 11 October 2023 ## Perfect storm Major long-term ramifications for financial health and wellbeing 11 October 2023 ## Phased retirement Retiring early is a dream for many people and it is achievable for people who have been able to plan, save into a pension over a… 11 October 2023 ## Taxing times Time for a tax health check? 11 October 2023 ## Tracing old and lost pensions Nearly half of pension holders have lost track of some of their pension pots 6 October 2023 ## Overlooking Money Meant for You? Did you know? The latest studies reveal that high-earning taxpayers in the UK have failed to claim a staggering amount of pension… 10 July 2023 ## Normal Minimum Pension Age update Essential information for your retirement planning 23 July 2022 ## Recession-proof your finances 10 practical steps to ensure your money is working hard for you 15 July 2022 ## Self-employed vulnerable to financial shocks New research highlights that 81% aren’t seeking financial advice 15 July 2022 ## Signs you’re really ready to retire No one-size-fits-all answer to this question 15 July 2022 ## Tips for a healthy pension as you approach retirement What really important retirement questions should you be asking? 14 July 2022 ## Rising cost of living crisis 3 tips to maintain your financial wellbeing 14 July 2022 ## Wealth vs health More than half ignore medical advice and work despite poor health due to financial worries 10 June 2022 ## Build your own financial plan Vision without action is merely a dream 10 June 2022 ## Inheritance Tax Minimising the impact of on your estate 10 June 2022 ## Preparing for the unexpected Protection should be a core part of your financial plan 10 June 2022 ## The Retirement planning journey No matter how old you are, it’s always a good time to review your pension savings and update your retirement plan. Understanding… 21 December 2021 ## Property wealth boost Older homeowners receive £1.94 billion 21 December 2021 ## UK Pensioners Underpaid The Department for Work and Pensions (DWP) underpaid 134,000 pensioners in State Pension to the tune of £1 billion, according to… 15 December 2021 ## How has COVID-19 affected retirement plans? Attitudes and aspirations of this year’s retirees 15 December 2021 ## How to trace multiple old pension pots Over time, pension schemes close, merge or become renamed 13 December 2021 ## Making inheritance gifts from surplus income Are you making use of this useful and much under-utilised exemption? 13 December 2021 ## Top pension tips if you’re about to retire Understanding your options and putting a plan in place [Call us](tel:+442037780939) [Enquire](https://pensionsadviceuk.com/qualified-advice-request/) --- Pensions Advice UK (a trading name of GAP-GNX Ltd) connects UK residents with FCA-authorised pension advisers and pension tracing services. It is not FCA-authorised and does not give financial or tax advice. It acts solely as an introducer to FCA-authorised firms, who provide any advice and explain any fees before you proceed. This is the text version of https://pensionsadviceuk.com/guides/. More pages: https://pensionsadviceuk.com/llms.txt