Annuity Rates

Get the latest Pension Annuity Rates.

Pension Annuity Rates

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Not sure? A rough number is fine - we can help you track down any you've lost touch with.
Normal Minimum Pension Age is 55 today, rising to 57 from April 2028.
Level - stays the same
Rises with inflation
Inflation-linked income typically starts noticeably lower in exchange for rising each year.
None
5 years
10 years
Guarantees keep paying out to your estate if you die within the period, even if the annuity has started.
None - single life
50% to them
100% to them
Assumes a spouse or partner of a similar age. A joint life annuity pays less to start with.
Good health
Some health conditions
Significant health conditions
Indicative estimate — not a quote
Estimated annual income (before tax)
£0
£0
Per month
0%
Of your pot, per year
£0
Paid over 20 years, illustratively
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This is a rough estimate to help you understand roughly what income an annuity might provide - it is not a quote, and must not be used to make a decision. It is based on indicative market rates for illustration only, not live rates from any specific provider, and does not reflect your personal circumstances. Annuity rates change daily, in line with gilt yields and wider market conditions. Your actual income will also depend on factors this tool doesn't capture, including your health and lifestyle, the provider you choose, and the exact terms of the annuity. Figures are before tax and do not allow for any protected tax-free cash or scheme-specific guarantees you may hold. You are not obliged to buy an annuity from your existing pension provider - shopping around, which a firm quote lets you do, can increase your income. Buying an annuity is normally irreversible, so always get a full, personalised quote, and consider regulated financial advice, before you proceed. This is general information only, not advice or a personal recommendation.

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