Pension Consolidation Advice – Speak to a Qualified Adviser
The Right Way to Consolidate Multiple or High‑Value Pensions
If you have built up pensions with multiple employers — or you hold a larger pension pot — consolidation can seem like the obvious next step. But pension consolidation is not a box‑ticking exercise. Done incorrectly, it can lead to lost guarantees, unnecessary tax, or decisions that cannot be reversed.
This service exists for one reason: to help you speak with a qualified, FCA‑regulated financial adviser who can assess your situation properly and tell you whether pension consolidation is right for you.
Who This Service Is For (and Who It Isn’t)
This service is designed for people where pension consolidation genuinely matters.
It is typically suitable if:
- You have £250,000 or more across one or more pensions
- You have pensions from multiple employers
- You hold older workplace pensions, SIPPs, or legacy schemes
- You want certainty before making a decision that affects your retirement
It is not intended for:
- People simply tracing a small or lost pension
- Those looking only for general information or guidance
- Anyone not ready to speak to a regulated adviser
Being selective is deliberate. The aim is to make sure you speak to the right adviser, not just any adviser.
Why Pension Consolidation Requires Regulated Advice
Pension consolidation is not just about convenience. In many cases it involves:
- The potential loss of safeguarded or guaranteed benefits
- Complex tax considerations
- Decisions that cannot be undone once implemented
Only a qualified, FCA‑regulated financial adviser can:
- Assess your personal circumstances in full
- Make a recommendation on whether consolidation is suitable
- Take legal responsibility for that advice
Online articles and tools can explain options. They cannot tell you what you should do. A regulated adviser can.
Our Role – Connecting You with the Right Adviser
We are not financial advisers and we do not provide pension advice ourselves.
Our role is to connect you with a qualified, FCA‑regulated adviser who specialises in pension consolidation. We collect and review your information, confirm suitability, and arrange an appointment with an adviser who is authorised to give you proper, regulated advice.
This ensures you are not making decisions based on assumptions, incomplete information, or unregulated opinions.
No‑Obligation Online Appointment
Your initial appointment is completely no obligation and takes place online via Zoom or Microsoft Teams.
You will speak directly with a qualified, FCA‑regulated financial adviser — not a call centre and not a sales script.
There is:
- No obligation to proceed
- No requirement to consolidate or transfer anything
- No pressure to take advice
The purpose of the appointment is to provide clarity. If consolidation is not suitable, you will be told. If it is, you decide what happens next.
Your initial appointment is completely no obligation and takes place online via Zoom or Microsoft Teams.
You will speak directly with a qualified, FCA‑regulated financial adviser — not a call centre and not a sales script.
There is:
- No obligation to proceed
- No requirement to consolidate or transfer anything
- No pressure to take advice
The purpose of the appointment is to provide clarity. If consolidation is not suitable, you will be told. If it is, you decide what happens next.
- Complete the form so we can understand your situation
- Speak with our customer support team to confirm your details and arrange a suitable time
- Meet a qualified adviser online via Zoom or Teams
- Receive clear, regulated advice on whether pension consolidation is right for you
Straightforward, professional, and focused on getting you the right outcome.
Why This Is the Best Route Forward
If you are considering pension consolidation, speaking to a regulated adviser is not an optional extra — it is the only way to make a confident, informed decision.
This service removes guesswork, filters out unsuitable options, and puts you in direct contact with someone who is qualified, regulated, and accountable for the advice you receive.
If you value clarity over assumptions and certainty over convenience, this is the right next step.
Take the Next Step
Complete the form to arrange your no‑obligation online appointment and speak with a qualified adviser about your pension consolidation options.
This service exists for one reason: to help you speak with a qualified, FCA‑regulated financial adviser who can assess your situation properly and tell you whether pension consolidation is right for you. We work hard on your behalf to find you the ideal professional adviser.
