Trying To Locate Your SERPS Pension?
About SERPS (State Earnings Related Pension Scheme)
If you were employed from the 80’s through to around 2012 you would have been eligible to ‘opt out’
This was usually just a matter of ticking a box and signing a form. (Over 11 million people did just that!). Part of your National Insurance contributions would then be re-directed into a private pension fund set up in your own name. There were over 100 pension companies able to accept these contributions at the time, however many have merged or been taken over and tracing your funds can be difficult. Have you lost touch with your pension pot? find my SERPS pension
Important information
Pensions Advice UK is a trading name of GAP-GNX Ltd. We are not authorised by the Financial Conduct Authority and we do not provide financial, investment, pension or tax advice. We act solely as an introducer.
The information on this page is general information only. It is not a personal recommendation and should not be relied upon when making decisions about your pension. Whether any course of action is right for you depends on your individual circumstances.When you make an enquiry, we may introduce you to an FCA-authorised financial adviser.
Any advice, recommendation or regulated service will be provided by that authorised firm, not by Pensions Advice UK. The authorised firm will explain its services and any fees to you directly before you decide to proceed. FCA-authorised firms may have their own criteria for accepting clients, over which we have no control.
The value of pensions and investments can fall as well as rise, and you may get back less than you put in.
Past performance is not a guide to future returns. Transferring or combining pensions is not right for everyone and may mean giving up valuable benefits or guarantees.Free and impartial guidance about your pension options is available from the government’s MoneyHelper service, and if you are aged 50 or over from Pension Wise, at moneyhelper.org.uk.
