Pension Tracing Service

Did you Know, there is an estimated £26 billion of unclaimed pension funds?

Over the years, losing track of your pension savings has become increasingly common and pension tracing becomes more crucial than ever.
As we go through various life events like changing jobs, relocating to new homes, or even witnessing our former employers undergo changes in ownership or closure, keeping tabs on your pension savings can be a complex task. Pension tracing is an essential service to consider, given how these life changes can make it challenging to stay connected with your valuable pension assets.

At Pensions Advice UK, our expert advisers offer a range of pension tracing services to help you locate your old pensions. As part of this valuable pension tracing process, you’ll also receive a Pension Health Check. This ensures that your pension funds are not only on track but are also optimally placed to avoid excessive charges.

Get started today, “un-freeze” your pension savings, and get them working for you…

Input your details below, and we will do the rest!

Are you enquiring for yourself or on behalf of someone else?(Required)

Is the person you are enquiring on behalf of deceased?(Required)

I'm sorry, we regret to inform you that we are unable to assist with inquiries related to the pensions of deceased individuals at this time.

Are you currently living in the UK?(Required)

Which country are you living in?

Name(Required)

Prefix First Last

Telephone Number(Required)

Email(Required)

Enter Email Confirm Email

Address(Required)

Your Date Of Birth(Required)

Please input date for e.g. 07/01/1973

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Age

Estimate of pension savings(Required)

Estimated value of your TOTAL pension savings since you started working, including any you are and are not tracing.

Your National Insurance Number(Required)

We cannot trace your pension without a NI number.

About your pensions(Required)

Please provide information about pension savings. If you have any information about the pension company name (as you can remember) or policy numbers/membership numbers/Id numbers. This can help to identify the funds and the location of your pension funds more accurately and quickly.

Employment Status(Required)

Past Employment details(Required)

Please include the name of the company AND the date range you worked for these companies. We cannot trace pensions where this information is not supplied. If You have any old policy numbers are the name of pension providers you can remember this is also helpful.

Current Employers Details

Name of Company/Address etc. We need this information to help trace your pension history.

Current Annual Income(Required)

Please indicate your current annual income from all sources of income.

Your personal details will be securely assessed based on the information you provide through our form, based on the information you’ve provided and the types of pensions you have. Based on this assessment, we will either refer your case to a qualified financial adviser (for pension pots exceeding £50,000), or recommend our partner service, Pension Pie, which offers a paid pension tracing solution.

If your pension pots total more than £50,000, a qualified adviser will carry out a comprehensive pension tracing investigation, in line with FCA requirements, on your behalf. This service aims to locate any lost or frozen pensions and provide professional advice on managing these assets, including potential consolidation where appropriate. There are no charges for the initial consultation or the pension tracing investigation. Should you proceed with any advice, fees will be clearly explained by the advising firm.

For pension pots under £50,000, we may recommend Pension Pie, a paid tracing service that costs £225 for up to 5 pensions. Pension Pie can trace all types of pensions, including Defined Benefit (DB) schemes, NHS and Civil Service pensions, SIPPs, and more.

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Where is My Pension?

With our Pension Tracing service, we specialise in locating lost pension funds that you may have lost touch with over the years. Whether these were pensions you thought were insignificant due to modest contributions, you might be surprised to find that these funds could have grown substantially. Pension Tracing can reveal that your once-small savings may now be worth much more than you initially thought!

How Much Is Your Pension Worth?

By entrusting us with a comprehensive Pension Tracing investigation, we can accurately determine the current value of your lost or forgotten pensions. Armed with this precise information, our specialist Pension Tracing advisers will guide you in optimizing the utilisation of these rediscovered funds in a manner that best suits your financial goals.

Improve Your Retirement Income?

By seeking professional advice about your pension funds, including utilising pension tracing services to locate any lost or overlooked accounts, you significantly increase your opportunities for enhancing your overall retirement income. Pension tracing helps you consolidate all your pension assets, offering a clearer picture of your financial landscape. This, in turn, allows for more strategic fund management, which can have a direct impact on your future retirement income potential. With a complete understanding of where all your pension funds are and how they are performing, you can make more informed decisions that could elevate the quality of your retirement life.

Billion’s in Unclaimed Funds!

* There is currently an estimated £140 million in unclaimed “lost” pension savings. This is money people have previously saved for retirement, that is unclaimed. So, it is worth checking if you could have pension funds that have not been claimed!