Why I Need To Trace My Pensions

The problem is that pensions you’ve lost track of may be sitting in older schemes with higher charges, limited investment options, or simply not performing as well as they could. In some cases they may even be frozen or neglected altogether. So the longer you leave it the worse it could get. By letting Pension Pie trace your pensions and bring them all together, you can see exactly what you have saved, take control of your retirement planning, and if you so wish, manage everything in one place through Pension Pie.

Why Use Pension Pie’s Pension Tracing Service?

Lost track of old pensions from previous jobs? You’re not alone.

Through our partnership with Pension Pie, you can begin tracing your forgotten pension pots online. For a one-off fee of £225, their specialist tracing service investigates your employment history and contacts pension providers to help locate any pensions you may have built up over time.

It’s a simple, secure way to rediscover your retirement savings and take the first step toward organising them in one place.

Simple, Transparent Pricing

No Hidden Fees. No Hidden Agenda.

We believe pension tracing should be simple and transparent. That’s why we charge a single one-off fee of £225 (Which is not much when you consider the average pension we find is worth around £16k)for a full forensic pension trace covering up to five pensions.

If you have more pensions to locate, additional searches can be added for just £40 each. There are no subscriptions, no ongoing percentage charges, and no hidden costs. You’re simply paying for a thorough tracing service carried out on your behalf.

The Pension Tracing Service

Where We Do All the Hard Work of Finding Your Lost Pension Savings!

(And,We Often Find Pensions Others Miss or don’t care about!)

How Our Service Works…

Finding lost pensions shouldn’t feel like detective work..we do all the paperwork, heavy lifting and investigation for you.

  1. You tell us what you remember – Complete our simple online form with what you remember, your employment history, National Insurance number address changes and name changes. If you’ve moved jobs, forgotten schemes, or lost paperwork — that’s normal.
  2. We then run a deep multiple pension search – We don’t just rely on basic databases. Our specialist pension tracing team use advanced tracing tools, forensic searches and our specialist forensic team, (including SERPS and contracted-out schemes), and direct provider outreach to locate pensions others miss. No matter who you worked for, if you paid pension contributions in we can find it!
  3. Nothing is left out – Where some providers will only search for schemes that are higher value SIPPs or DC or company schemes and ignore or exlude low value, DB., armed forces or government agencies etc – we will search for everything – No matter how much it is worth, if you think you had a pension at some point and you can give us some information we will make it our mission to find it!
  4. We contact providers on your behalf – You dont need to do anything -Once the schemes are identified, we liaise directly with pension providers to confirm details, values,
  5. We keep you updated – You get regular updates on our Web App and we will also email you on a regular basis.
  6. You get clear results DIRECT – You will hear directly from the providers , confirming asset values, etc and showing what pensions were found, where they are held and how to access them. No jargon.

Why Choose Pension Pie When You Could Do It Yourself?

Free pension tracing tools exist.

But they leave you to do the legwork, and in some cases have a hidden agenda…

We take the strain, handle the tracing, and focus on getting you the best results.

Here’s the difference:

  • We go deeper than any other service
  • Basic tools will take up your time up and only give limited information
  • We do all the contacting, letter sending, emailing and requesting and administration!
  • Free tools rely on limited databases. We actively search, verify, and follow up.
  • Experienced trained people make sure nothing important is missed.
  • Saves you time, money and stress!
  • Find YOUR money fast!
  • Job changes, missing records, name changes, company closures — no stone is left unturned!
  • Unlike many “free” services, we don’t have an ulterior motive.
  • UK-based expert pension tracing team
  • Your data is handled securely and in line with UK data protection standards.
  • Clear, fixed pricing – Yes you have to pay – but do you really want to do this yourself?

IF you believe you paid into a pension with a previous employer, the odds are you’ll uncover something. And if you do, the fee quickly becomes insignificant when you could be reclaiming thousands of pounds that are rightfully yours. We don’t just point you in the right direction — we do the work, saving you time, money and stress, and putting you back in control.

Unsure? Need More Information? Why Not Speak to our Team

Unsure – Speak to one of our team, book a call to discuss how we can help you!

Speak to Someone about Pension Pie

Pricing & What’s Included

People come to us frustrated. They leave relieved.

Note: Average pension found: £16.5k+ per pot. 1 off fee of £225 fee
Covers tracing up to 5 pensions initially. (You can add more if want once you are signed up)

What you get:

  • Access to our fantastic support team who specialise all things pension tracing
  • A complete professional pension tracing service
  • Deep search across multiple databases and providers
  • Ongoing support
  • Secure app
  • Regular updates on progress
  • We contact directly on your behalf the pension schemes
  • Confirmation of pension details and current providers
  • Hard evidence of your pension values
  • Options to consolidate for free if that is the right path for you.

(On average currently each pot we find is worth around £16k* )—In most cases far more than the cost of tracing.

IF you believe you paid into a pension with a previous employer, the odds are you’ll uncover something. And if you do, the £225 fee quickly becomes insignificant when you could be reclaiming thousands of pounds that are rightfully yours.

Don’t just take our word for it. Our clients consistently rate us 5 stars for our speed, accuracy, and clear communication. From fast results to exceptional customer service, discover why so many people trust Pension Pie to trace their lost pensions.

What People Say

People come to us frustrated. They leave relieved.

Common feedback we hear:

  • “Pensions I’d completely forgotten about.”
  • “Great Service…”
  • “Saved me so much time…”
  • ‘”…I couldnt find the time…”
  • “Very professional…”
  • “Kept me informed all the way…”
  • “Does soooo much, much more thorough than the free tools.”
  • “Clear, simple, and actually got results.”

We don’t overpromise. We just do the work properly — and it shows.

Don’t just take our word for it. Our clients consistently rate us 5 stars for our speed, accuracy, and clear communication. From fast results to exceptional customer service, discover why so many people trust Pension Pie to trace their lost pensions.

Simple & Secure Pension Search Process

Getting started is easy. Just complete our quick online form and we’ll begin the tracing process using your name, NI number, and employment history. We create and send personalised letters to each potential pension provider, and you receive the responses directly. It’s all done securely, with no middlemen and no complex paperwork.

What Makes Our Pension Pie So Effective?

We go beyond the basics. Our team combines decades of industry experience with AI-powered deep search tools and exclusive access to databases including SERPS, HMRC records, and the Pension Protection Fund. We also investigate defunct employers and trace changes of address — giving you the best chance of recovering every pension you’re entitled to.