We don't arrange mortgages ourselves. When you get in touch, we pass your details to one of the mortgage brokers we work with, and they take it from there, right through to getting the keys.
Where a broker can help
- Working out roughly how much you could borrow
- Finding lenders that suit your deposit and income
- Self-employed or run your own business? They can help with that too
- Handling the application right through to completion
How it works
- Fill in a short form. It only asks a few questions.
- A broker gives you a call. They'll want to understand your situation, and they'll tell you upfront how they're paid and whether there's a fee.
- If you want to go ahead, they do the legwork. The advice, the application and getting it over the line are all handled by them.
Questions
How much deposit do I need?
It depends on the lender and your situation. Many lenders want at least 5% of the price, and a bigger deposit usually opens up more deals. A broker can tell you what's realistic for you.
Do you give mortgage advice yourselves?
No. We're not authorised by the Financial Conduct Authority, so we can't. Any advice you get comes from the broker.
Does it cost anything to get in touch?
No. If the broker charges a fee, they'll tell you before you agree to anything.
Do you get paid for this?
Yes. If you take out a mortgage through one of our mortgage partners, we get a share of the fee the lender pays them.
What happens to my details?
We keep a record of your enquiry and pass your details to the broker so they can contact you. Our privacy policy has the full details.