Got it. An Adviser Will Call You Shortly.
Your enquiry is with one FCA-regulated annuity specialist. They will usually call within the hour or the same working day.
The number may look unfamiliar.
Advisers call from a range of numbers, so it will not show as Pensions Advice UK. Please answer it – if you miss the call they will try again, but the sooner you speak the sooner you get your figures.
Lines are open 9am to 6pm Monday to Friday. If you enquired outside those hours, expect the call the next working day.
Two Things Worth Having To Hand
- Your most recent pension statements. Even rough figures help. The adviser can work with approximate values, but the closer they are the more useful the first conversation.
- A rough idea of what you spend each month. The question behind every annuity decision is what income you actually need. Having a figure in mind makes the call far more productive.
While You Wait – Most People Have More Pensions Than They Think
The average person changes employer around eleven times. Each job with a workplace pension leaves a pot behind, and most people lose track of at least one.
It matters here because an adviser can only advise on what you know about. A pot you have forgotten is a pot that is not in the calculation.
Pension Pie is a professional pension tracing service. You tell it where you have worked, and it goes and finds the pensions attached to those jobs. Where we do find pensions, the average value is around £16,000. – You can add this to your existing pension fund!
Pension Pie is a paid tracing service, currently £249. Full details and pricing are on the Pension Pie site. Tracing is separate from your adviser call and will not delay or affect it.
Important information
Pensions Advice UK is a trading name of GAP GNX Limited (Company No. 12013134). We are not authorised or regulated by the Financial Conduct Authority and we do not provide financial advice. We introduce enquiries to FCA-authorised and regulated advice firms. Nothing on this page is a personal recommendation.
The value of investments and the income from them can fall as well as rise and you may get back less than you invested. Annuity rates vary and are not guaranteed until a contract is in place. Tax treatment depends on individual circumstances and may change in future.
Free and impartial guidance on your pension options is available from Pension Wise, a government service from MoneyHelper, for anyone aged 50 or over. You can also seek independent regulated advice.
